Summary

Vice President at one of the nation’s oldest and leading Community Development Financial Institutions. 8 years of consumer financial services and credit union compliance experience, including full-time employment while a law student for 4 years.

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Experience

North Side Community Federal Credit Union, Chicago, IL

Vice President of Compliance and Financial Services, 2016 - Present

• Manage the regulatory and compliance protocols of the credit union and create policies in accordance with changing federal regulations and laws.
• Provide advice and support to credit union staff and management on interpretation of regulatory matters, compliance issues, and department training.
• Advise management on policy developments to address relevant compliance matters.
• Participate in evaluating and introducing new products and business processes.
• Collaborate with senior management and the Board of Directors to address corrective action and mitigate business exposure.
• Oversee and manage the HUD Approved Housing Counseling and Financial Services Department.
• Manage and submit reports on organization grants awarded on a monthly, quarterly and annual basis.
• Raised more than $1,000,000 in grant awards for continued housing counseling services.

Director of Financial Services, 2015 – 2016

• Wrote grant proposals to bring in both restricted and unrestricted grant funding for the Credit Union and our 501(c)(3), North Side Center for Financial Empowerment.
• Brought into the organization more than $56,000 in unrestricted funds, more than $200,000 in restricted funds and over 102 million dollars in community wealth preservation through home retention programs.
• Established and maintained current and new community and corporate partner relations to strengthen organizational influence in the surrounding community.
• Managed and submitted reports on organization grants awarded on a monthly, quarterly and annual basis.

Financial Counselor, 2013 – 2015

• Created a pilot program to establish a new source of unrestricted income for the credit union by providing services to distressed condo associations.
• Organized and delivered a financial capacity program to educate and promote the growth of the community with personal finance and goal planning, heavily centered on credit rebuilding.
• Additional certificate received in Foreclosure Counseling.

The Resurrection Project Financial Counselor, Chicago, IL

Financial Counselor, 2011 – 2012

• Drastically increased community wealth preservation of clients through modifications and other home preservations assistance programs.
• Exceeded and set new revenue goals for products offered, bringing in more than $31,500 in unrestricted funding and over 7.1 million dollars in community wealth preservation.
• Certificates received in Foreclosure Counseling, Rental Counseling, Home Buyer Education Delivery, Financial Coaching II, Credit Counseling, Mortgage Abuse and Fraud, and Lending Basics.

Track Ahead, LLC, Carmel, IN

Director of Multi-Cultural and Community Outreach, 2010 – 2011

• Established strategic business partnerships with non-profits, corporations, scholarship programs and universities to acquire funding and create symbiotic relationships.
• Engaged and maintained partner relations, addressing and providing solutions to their needs
• Created and implemented a unique online mentoring program called the “Track Ahead Vanguard
  Mentoring Program” involving corporate sponsors, college and high school members.

Certifications

• Credit Union National Association (CUNA) Credit Union Enterprise Risk Management Expert (CUERME) (since 2018)
• CUNA Bank Secrecy Act Compliance Specialist (BSACS) (since 2018)
• NeighborWorks® Center for Homeownership Education and Counseling (NCHEC) Certification in Pre-Purchase Homeownership Education (since 2017)
• CUNA Credit Union Compliance Expert (CUCE) (since 2016)
• NCHEC Certification in Homeownership Counseling for Program Managers and Executive Directors (since 2015)
• National Council of La Raza (NCLR) Certified Foreclosure Counselor, NCLR Homeownership Network Learning Alliance (Since 2014)

Training & Coursework

• HUD: Preparing a Grant Execution Package
• HUD: Preparing a HUD Grant Budget
• HUD: Grant Financial Reporting
• HUD: Understanding Billing Methodologies and Best Practices
• Homebuyer Education Methods: Training the Trainer
• Navigating Mortgage Practices, Terms and Disclosure Forms with Today’s Borrower
• Credit Counseling for Maximum Results
• Homeownership Counseling Certification for Program Managers and Executive Directors
• Lending Basics for Homeownership Counselors
• Foreclosure Basics for Homeownership Counselors
• Using Effective Practices to Improve Your Foreclosure Counseling Program
• Understanding and Applying Foreclosure Intervention and Loss Mitigation Tools
• Homebuyer Education Delivery
• Foreclosure Prevention: Fundamentals of Foreclosure Prevention Counseling
• Financial Counseling
• Pre-Purchase I: Fundamentals of Pre-Purchase Homebuyer Counseling
• Rental Counseling
• Disaster Victims Counseling
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Leadership Positions, Awards, and Honors

• North Side Center for Financial Empowerment; Chairman of the Board (2018 - Current)
• “Para Siempre” Alumni Award for Indiana University Alpha Xi Chapter of La Unidad Latina, Lamba Upsilon Lambda Fraternity, Inc. (2018)
• La Unidad Latina, Lambda Upsilon Lambda Fraternity, Inc.; National President (2017 - 2018)
• La Unidad Latina, Lambda Upislon Lambda Fraternity, Inc.; Director and previously Vice Chairman of the Board of Directors (2014 - 2018)

Education

The John Marshall School of Law, Chicago, IL

Doctor of Jurisprudence (J.D.), Deans List, 3.237 Cumulative GPA

Graduation Date: May 2018

Activities:

• Selected as counselor for Business Enterprise Law Clinic (BELAW)
  - Contributed to the economic revitalization of Chicago communities by representing low to
  moderate income clients, pro-bono, as first-chair counsel to address their business transaction and
  corporate needs.
  - Researched relevant case laws and statutes to establish the best corporate entity and structure
  for BELAW clients.
• Drafted and reviewed the legal documentation necessary to establish 501(c)(3) not-for-profit
  entities for BELAW clients.
  - Minimized tax and personal liability of owners and members of BELAW clients
• Latino Law Student Association (LLSA), Evening Student Representative
• Research Assistant for Professor Clifford Scott-Rudnick
• American Bar Association Section of Business Law
  - Member of Council, as ABA Law Student Division Liaison
  - Young Lawyer & Law Student Involvement Committee, Vice Chair
  - Young Lawyer & Law Student Involvement Committee, Chair

Indiana University, Bloomington, IN

B. A., Bachelor of Arts, Major: Political Science; Minor: West European Politics and Spanish

Graduation Date: May 2010

Activities and Recognition:

• Founder of PATHE (Providing Access To Higher Education) at IU; designed to increase enrollment and retention of Latino students at Indiana University
• La Unida Latina, Lambda Upsilon Lambda Fraternity, Alpha Xi Chapter President
• Indiana University “Greek Man of the Year” recipient
• Alpha Lambda Delta Honor Society (recognizing academic achievement)
• National Society of Collegiate Scholars (NSCS is an honor society that selects members who positively impact their campuses and communities by participating in service activities)
• Hutton Honors College (by selection; this is the IU Honors Program which offers highly-motivated, talented students the chance to enrich their academic and social experiences by taking intimate courses in addition to those classes required for their majors)
• Hudson & Holland Scholar (awarded on the basis of grade point average, standardized test scores and a record of leadership or active participation in extracurricular or community service activities); member of Hudson & Holland Scholars Advisory Council
• RA (Resident Assistant)
• Featured In:
  - Live at IU, August 6, 2009
  - Breaking Borders, The Latino Cultural Center/La Casa’s Newsletter, July 6, 2010
  

Presentations

• Triton College, Early College Awareness Program, Keynote Speaker, November 17, 2011
• Housing Action Illinois, Panelist, Foreclosure Prevention Best Practices Between Housing Counselors and Servicers, May 31, 2014
• Understanding Credit, April 15, 2015
• Para Siempre Pathways: Understanding Credit, April 25, 2015
• Your Money, Your Freedom, December 7, 2017
• The Mortgage Process, March 2018
• Investing for Retirement, April 24, 2018

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